Compound Growth

© Compound Growth Limited 2012-2017

• 31/12/2015:   Closing date for comments on DP 15/6: Handbook changes for advising on Peer-to-Peer lending
• 31/12/2015:   Effective today: New capital requirements for personal investment firms take effect
• 21/12/2015:   FCA Statement on final EBA guidelines on remuneration policies
• 18/12/2015:   Closing date for comments and submissions relating to MS 15/2 (Terms of Reference for Asset Management Study)
• 18/12/2015:   Closing date for comments on CP 15/32: Smarter Consumer Communications
• 17/12/2015:   CP15/44: PSR regulatory fees 2016/17
• 17/12/2015:   Final Notice: Vroni O’Brien receives fine and prohibition from FCA
• 16/12/2015:   Final Notice: Simon Mark Silva-Peake receives FCA prohibition
• 16/12/2015:   FS15/5: Feedback statement to The FCA’s approach to advancing its objectives
• 16/12/2015:   PS15/32: Amendments to Various Forms
• 16/12/2015:   PS15/31: Final Rules on changes to the Approved Persons Regime for insurers not subject to Solvency II
• 16/12/2015:   PS15/30: Strengthening accountability in banking: UK branches of foreign banks (final rules)
• 16/12/2015:   FCA Statement: Brookbourne Trading Limited has been wound up for conducting regulated activity without FCA authorisation
• 15/12/2015:   Expires today: Transitional period for capital requirements for EU banking groups’ exposures to central counterparties under CRR expires today
• 15/12/2015:   CP15/43: Markets in Financial Instruments Directive II Implementation – Consultation Paper I MiFID II: FCA Consults upon Secondary Trading of Financial Instruments
• 15/12/2015:   Final Notice: Threadneedle Asset Management Limited fined for  fixed income control failures
• 15/12/2015:   Press Release: FCA consults on aspects of the Markets in Financial Instruments Directive II implementation
• 15/12/2015:   Press Release: FCA fines Threadneedle Asset Management Limited £6m  for control failures in the fixed income division
• 14/12/2015:   Press Release: FCA calls for views on social investments
• 11/12/2015:   FCA Speech: Wholesale market policy – a year in review David Lawton, FCA Director of Markets Policy and International
• 11/12/2015:   Final Notice: Paivi Grigg fined for breaches of appointed representative breaches, culture/governance and unfair treatment of customers in the investment adviser sector
• 11/12/2015:   Press Release: Case concerning CEO of Standard Financial Group Ltd referred to the Upper Tribunal
• 10/12/2015:   Follow up to TR13/2 Mobile phone insurance: Follow-up review findings
• 10/12/2015:   TR15/13: Flows of confidential and inside information
• 09/12/2015:   TR15/12: Wealth management firms and private banks: suitability of investment portfolios
• 09/12/2015:   Final Notice: Craig Antony Welborn FCA refusal imposed for breaches of COND and TC related to failing to be open and co-operative.
• 09/12/2015:   PS15/29: Strengthening accountability in banking: Final amendments to Decision Procedure and Penalties Manual & Enforcement Guide
• 09/12/2015:   Effective today: ELTIF Regulation implemented (European long-term investment funds)
• 09/12/2015:   Press release: The FCA sees improvements in suitability at wealth managers, but concerns remain
• 08/12/2015:   Final Notice: Big T Media Limited FA refusal imposed for breaches of COND, CONC, PRIN 11, CASS, SYSC
• 08/12/2015:   FCA Speech:Rob Gruppetta, Head of the Financial Crime Department:“Examining the future of anti-money laundering regulations”
• 08/12/2015:   Press release: FCA publishes new measures for cash savings accounts to boost competition
• 08/12/2015:   PS15/27: Cash savings remedies: Feedback and Policy Statement to CP15/24 and next steps
• 08/12/2015:   PS15/28: Capital resources requirements for personal investment firms (PIFs): feedback on CP15/17 and final rules
• 07/12/2015:   Closing date for comments on CP 15/27 relating to the Soft-Closure Regime
• 04/12/2015:   CP15/42: Quarterly Consultation Paper No. 11
• 03/12/2015:   CP15/41: Increasing transparency and engagement at renewal in general insurance markets
• 03/12/2015:   Occasional Paper No. 12: Encouraging consumers to act at renewal: Evidence from field trials in the home and motor insurance markets
• 03/12/2015:   Press Release: FCA to require insurance firms to publish details of last year’s premium
• 02/12/2015:   FCA Speech: Tracey McDermott “Personal accountability”
• 01/12/2015:   Effective today: Margin requirements for non-cleared trades:  Variation requirements for non-centrally cleared trades
• 01/12/2015:   Being phased in from today to 01/12/2019: Margin requirements for non-cleared trade derivatives: Initial margining requirements
• 30/11/2015:   Final Notice: Carbon Reduction Group Limited refused for COND and CONC threshold conditions breaches in the consumer credit sector
• 30/11/2015:   FG15/12: Guidance on the FCA’s registration function under the Co-operative and Community Benefit Societies Act 2014
• 30/11/2015:   CP15/40: Financial Services Compensation Scheme: changes to the Compensation sourcebook
• 27/11/2015:   Press Release: FCA seeks views on its approach to small businesses
• 27/11/2015:   DP15/7: FCA’s approach to SMEs as users of financial services
• 26/11/2015:   CP15/39: Rules and guidance on payment protection insurance complaints
• 26/11/2015:   Effective today: Transparency Directive Amending Directive (2013/50/EU) (TDAD) & other changes to DTR as proposed in CP 15/11
• 26/11/2015:   Press Release: FCA fines Barclays £72 million for poor handling of financial crime risks
• 26/11/2015:   Press Release: Financial Conduct Authority consults on changes to PPI complaint handling rules
• 26/11/2015:   Final Notice: Barclays Bank Plc fined for financial crime failings
• 26/11/2015:   Final Notice: Oaklands Courier Limited cancellation imposed
• 24/11/2015:   Occasional Paper No. 11: Methods for analysing mortgage markets
• 24/11/2015:   Press Release: FCA publishes Call for Inputs on Big Data
• 24/11/2015:   FCA Statement: FCA bans Phillip Harold Boakes and sentence of 10 years upheld
• 24/11/2015:   Final Notice: Phillip Harold Boakes prohibited for breaches of FIT related to a lack of fitness/propriety in the investment adviser sector
• 23/11/2015:   GC15/7: Primary Market Bulletin No. 12
• 23/11/2015:   FG15/11 - Primary Market Bulletin No. 11
• 23/11/2015:   Final Notice: Linda Carole Stuart -refusal of Part 4A Application & ceasing of Interim Permission to carry out regulated activities
• 23/11/2015:   FCA Calls for Input: Supporting the development and adoption of RegTech
• 20/11/2015:   CP15/38: Provisions to delay disclosure of inside information  Proposed Changes to FCA’s Disclosure and Transparency Rules
• 19/11/2015:   Press Release: Publication of the PRA and FCA review into the failure of HBOS
• 18/11/2015:   MS 15/2: Asset Management Market Study
• 18/11/2015:   Press Release: FCA publishes terms of reference for asset management market study
• 17/11/2015:   Final Notice: Mothahir Miah fined and prohibited for lack of fitness/propriety, unfair treatment of customers and conflicts of interest in the asset management sector Compliance Monitoring: Treat Customers Fairly or be fined!
• 17/11/2015:   Press Release: FCA fines and bans former Investment Analyst at Aviva Investors. Treat Customers Fairly or be fined!
• 16/11/2015:   Final Notice: Robin Choudhury given prohibition by FCA for lack of fitness/propriety in the general insurance and protection sector
• 13/11/2015:   Final Notice: Fast Track Money Transfer (UK) Limited refused application as a Payment Institution
• 13/11/2015:   Final Notice: Salam Transfer Limited refused application as a Small Payment Institution
• 12/11/2015:   Final Notice: AR Capital application refused
• 12/11/2015:   Final Notice: Ashley Rudland application refused
• 12/11/2015:   Press Release: The FCA asks for views on changes it plans to make to its rules and guidance as a result of the introduction of the Innovative Finance ISA and the regulated activity of advising on peer-to-peer agreements
• 12/11/2015:   GC15/6: Proposed guidance for firms outsourcing to the ‘cloud’ and other third-party IT services
• 12/11/2015:   DP15/6: Possible FCA Handbook changes to reflect the introduction of the Innovative Finance ISA and the regulated activity of advising on peer-to-peer agreements (Crowdfunding Regulation)
• 11/11/2015:   FCA Speech: Culture and Governance. Culture & Governance: More than Regulation
• 11/11/2015:   FCA Speech: Changes in Mortgage Regulation
• 10/11/2015:   Press Release: Financial Conduct Authority‘s Project Innovate celebrates first anniversary with plans for ‘regulatory sandbox’
• 10/11/2015:   FCA Speech: Innovation in Financial Services
• 09/11/2015:   Closing date for comments on CP 15/27 Part 1 (UCITS V)
• 09/11/2015:   Final Notice: Highview Financial Services Limited Cancellation imposed for breaches of PRIN in the Consumer Credit Sector
• 06/11/2015:   CP15/36: Future regulatory treatment of CCA regulated first charge mortgages
• 06/11/2015:   PS15/26: Implementation of the Transparency Directive Amending Directive (2013/50/EU) and other Disclosure Rule and Transparency Rule changes
• 05/11/2015:   Press Release: FCA consults on Market Abuse Regulation policy proposals and Handbook changes
• 05/11/2015:   FCA Speech: Internal Investigations by Firms
• 05/11/2015:   CP15/35: Policy proposals and Handbook changes related to the implementation of the Market Abuse Regulation
• 05/11/2015:   Final Notice: Tiuta Plc Cancellation imposed by the FCA for breaches of PRIN and COND in the investment adviser sector
• 04/11/2015:   Press Release: Almost 4,000 customers due redress totalling £1.7 million from payday firm CashEuroNet, says FCA
• 04/11/2015:   Final Notice: Auto Leasing UK Limited refused by the FCA
• 04/11/2015:   Final Notice: Kudu Emerging Markets Limited cancelled by the FCA for failing to be open and co-operative and breaches of COND in the investment adviser sector
• 03/11/2015:   FCA Speech: Moving towards a sustainable model of regulation, Tracey McDermott
• 03/11/2015:   Press Release: Credit card competition working fairly well but concern for customers in long-term debt
• 03/11/2015:   MS 14/6 Credit card market study
• 28/10/2015:   CP15/33 Consumer credit: proposals in response to the CMA’s recommendations on high-cost short-term credit
• 28/10/2015:   Press Release: FCA to consult on additional standards for price comparison websites displaying payday loans
• 27/10/2015:   PS15/25: PSR regulatory fees 2015/16 - report on Consultation Paper 15/26 and final rules published
• 27/10/2015:   Final Notice: Andrew Peter Wilkins fined for breaches of APER 6 related to unfair treatment of customers (Investment Advisor sector)
• 26/10/2015:   FCA Speech: Disruptive innovation in financial markets
• 26/10/2015:   Press Release: Payday lender Dollar to provide £15.4 million redress to over 147,000 customers
• 26/10/2015:   Press Release: FCA bans Magnus Michael Peterson, former head of hedge fund Weavering Macro Fixed Income Ltd from the industry
• 26/10/2015:   Effective today: Complaints Handling Rules rules on limiting call charges for consumers.
• 26/10/2015:   Final Notice: Magnus Michael Peterson prohibited for lack of fitness/propriety in the investment advisor sector
• 23/10/2015:   Final Notice: Quick Purchase fined and redressed for unfair treatment of customers in the sale and rent back sector
• 23/10/2015:   Final Notice: Steve Martin received public censure and redress related to unfair treatment of customers in the sale and rent back sector
• 23/10/2015:   End Date: At 8pm today ONA read-only access will be withdrawn for all firms. (Deadline for saving previous ONA notifications offline)
• 22/10/2015:   Press Release: FCA proposes changes to encourage better customer communications
• 22/10/2015:   CP15/32: Smarter Consumer Communications: Removing certain ineffective requirements in FCA Handbook
• 20/10/2015:   FCA Speech: MiFID II Update - Investor Protection under MiFID II
• 20/10/2015:   FCA Speech: MiFID II Update - The Road to MiFID
• 19/10/2015:   Closing date for comments on CP 15/29 Amendments to Various forms & New FCA Forms
• 16/10/2015:   Final Notice: Kweku Mawuli Adoboli prohibited for breaches of FIT in the investment bank sector
• 16/10/2015:   The FCA bans Kweku Mawuli Adoboli from the financial services industry for two counts of fraud by abuse of position
• 15/10/2015:   Statement from the Financial Conduct Authority following announcement by HM Treasury of changes to the Senior Managers’ Regime to affect all firms
• 12/10/2015:   Press Release: Views sought to radically improve access to financial advice
• 12/10/2015:   Final Notice: A A A Insurance Limited
• 12/10/2015:   Final Notice: Benbron Solutions Limited
• 12/10/2015:   Press Release: Views sought to radically improve access to financial advice
• 07/10/2015:   Press Release: FCA launches Call for Inputs on competition in the mortgage sector
• 06/10/2015:   PS15/24: Whistleblowing in deposit-takers, PRA-designated investment firms and insurers
• 06/10/2015:   CP15/31: Strengthening accountability in banking and insurance: regulatory references
• 06/10/2015:   Press Release: FCA Introduces News Rules on Whistleblowing
• 01/10/2015:   Press Release: FCA proposes changes to pension rules to enhance consumer protection
• 02/10/2015:   EMIR News: EMSA finalises draft Regulatory Technical Standards on Clearing Credit Default Swaps (CDS)
• 01/10/2015:   EMIR News: ESMA publishes the 14th update to its EMIR Implementation Q&As
• 01/10/2015:   Press Release: Overall complaints fall by 2.1% but banking and credit card complaints increase
• 01/10/2015:   CP15/30: Pension reforms – proposed changes to FCA rules and guidance
• 01/10/2015:   Effective today: Majority of PRA’s final rules & supervisory statement on Liquidity Coverage Requirement (LCR) Reporting under CRD IV
• 30/09/2015:   Final Notice: John Joseph Financial Services Limited
• 22/09/2015:   Final Notice: Fine and Prohibition imposed upon Craig McNeil
• 22/09/2015:   Press Release: FCA publishes Final Notice for Keydata’s former finance director, Craig McNeil, fining him £350,000 and prohibiting him from performing any significant influence function
• 22/09/2015:   Press Release: FCA makes final appointment to ExCo with Georgina Philippou as Chief Operating Officer
• 21/09/2015:   Press Release: FCA and PSR Boards appoint new members to decision-making committees, including new chair and two deputy chairs
• 18/09/2015:   Press Release - Updated: Upper Tribunal releases its judgment on action against Timothy Roberts and Andrew Wilkins
• 18/09/2015:   GC15/5: Ring-fencing: Guidance on the FCA’s approach to the implementation of ring-fencing and ring-fencing transfer schemes
• 18/09/2015:   CP15/29: Amendments to various forms
• 15/09/2015:   FS15/4: Terms and definitions for services which are linked to payment accounts and subject to fees
• 14/09/2015:   Final Notice Merlin Loans and Mortgages Limited
• 10/09/2015:   Final Notice Ralph Whittington
• 07/09/2015:   Closing date for responses to CP 15/17 (Capital Resources Requirements for PIFs)
• 04/09/2015:   Final Notice B E Insulated Limited
• 04/09/2015:   CP15/28: Quarterly Consultation Paper No. 10
• 03/09/2015:   CP15/27: UCITS V implementation and other changes to the Handbook affecting investment funds
• 03/09/2015:   Final Notice CVS Technologies Limited
• 03/09/2015:   Final Notice Gamma Transfers (UK) Limited
• 02/09/2015:   Final Notice: Diane Hunter t/a Village Autocare
• 01/09/2015:   FCA Confirms launch of New Handbook Website
• 29/08/2015:   FCA to launch new Handbook website to make it easier for firms to use and navigate the Handbook
• 26/08/2015:   Final Notice: Refusal imposed upon Neil Moir trading as ‘Readymoney’
• 20/08/2015:   CP15/26: PSR regulatory fees 2015/16 (Payment Services)
• 20/08/2015:   Final Notice: Cancellation imposed upon Mark Cleaver
• 18/08/2015:   Press Release: Consumer redress scheme opens – card security product holders have until March 2016 to claim compensation
• 17/08/2015:   Final Notice: Cancellation imposed upon Badruzzaman Choudhury
• 17/08/2015:   Final Notice: Cancellation imposed upon Muhammad Ashraf
• 17/08/2015:   Final Notice: Cancellation imposed upon Tariq Rashid
• 14/08/2015:   Final Notice: Refusal imposed upon M8’s Rates Loans Limited
• 13/08/2015:   FS15/3 Strengthening accountability in banking: UK branches of foreign banks – Feedback on FCA CP15/10
• 13/08/2015: PS15/21: Changes to the Approved Persons Regime for Solvency II firms: Final rules (including feedback on CP14/25, CP15/5 and CP15/16), and consequentials relating to CP22/15 on strengthening accountability in banking
• 13/08/2015:   CP15/25: Changes to the Approved Persons Regime for insurers not subject to Solvency II: reforms for larger Non-Directive Firms, feedback on CP 15/15, forms, consequentials and transitional aspects.
• 13/08/2015:   Press Release: FCA publishes rules on how it will apply the new accountability regime to UK branches of overseas banks and Solvency II firms
• 13/08/2015:   Press Release: FCA bans and fines Robert Shaw, of TailorMade Independent Ltd, for SIPP advisory failings
• 13/08/2015:   Comments & Questionnaires due on EMIR Review Consultation Paper
• 13/08/2015:   Final Notice: Fine, prohibition, and withdrawal imposed upon Robert Ian Shaw for breaches of APER 7, FIT related to mis-selling, lack of fitness/propriety and conflicts of interests in the investment adviser, pensions sector.
• 12/08/2015:   TR: Early arrears management in unsecured lending
• 12/08/2015:   TR: Staff remuneration and incentives
• 12/08/2015:   Press Release: FCA secures High Court Judgment awarding injunction and over £7 million in penalties against five defendants for market abuse
• 11/08/2015:   Final Notice: Cancellation imposed upon Exotic Money Services Limited
• 11/08/2015:   Final Notice: Cancellation imposed upon Mobile Money Transfer Limited
• 11/08/2015:   Final Notice: The Co-Operative Bank Plc received a public censure for breaches of Listing rules, for making false and misleading statements, and for breaches of PRIN 11.
• 11/08/2015:   Final Notice: Cancellation imposed upon Unitransfer Limited for breaches of PSR
• 11/08/2015:   Press Release: The Financial Conduct Authority censures the Co-operative Bank for listing rules breaches and failing to be open with the regulator
• 07/08/2015:   Final Notice: Prohibition and a withdrawal imposed upon Ghanshyam Sarup Batra for breaches of FIT, APER 1, APER 4 related to lack of fitness/propriety and failing to be open and co-operative in the mortgages sector
• 06/08/2015:   EC proposes Delegated Regulation Financial stability: New Commission rules on central clearing for interest rate derivatives
• 06/08/2015:   Effective today: TRUP v3.1 - reporting of sections 7.5 Trading capacity, 7.18.2 Use of INTERNAL and 9.1 Internal Transactions TRUP v 3.1
• 05/08/2015:   Final Notice: Cancellation imposed upon Anseba Cafe & International Exchange Limited for breaches of PSR.
• 05/08/2015:   Final Notice: Cancellation imposed upon MGI Asset Management Limited for breaches pf PRIN 11
• 05/08/2015:   Final Notice: Cancellation imposed upon Mountbatten Financial Limited for breaches of PRIN 11
• 05/08/2015:   Final Notice: Cancellation imposed upon United Forex Limited for breaches of PSR, related to failing to be open and co-operative.
• 03/08/2015:    FCA publishes Presentation slides on “EMIR: The obligation to clear and margin OTC derivative trades” as held in Jul 2015
• 31/07/2015:   PS15/20: Implementation of the Mortgage Credit Directive: Consequential Changes to the Consumer Credit Sourcebook (CONC)
• 31/07/2015:   Press Release: Christopher Woolard appointed to the FCA Board
• 31/07/2015:   PRA PS 18/15: Depositor and dormant account protection – consequential amendments
• 30/07/2015:   Final Notice: Lee Bruce Stewart prohibited for lack of Fitness and propriety
• 30/07/2015:   Press Release: Megan Butler appointed Director of Supervision - Investment, Wholesale and Specialist
• 30/07/2015:   Press Release: FCA bans former Rabobank trader, Lee Stewart, following LIBOR fraud
• 29/07/2015:   PRA PS 17/15: Assessing capital adequacy under Pillar 2
• 28/07/2015:   Press Release: Firms making good progress in handling unauthorised transactions
• 27/07/2015:   FG15/10 - Risks to customers from performance management at firms
• 27/07/2015:   Press Release: Payday lender Cash Genie to provide £20 million redress to over 92,000 customers
• 24/07/2015:   Final Notice: Forexex Limited Small Payment Institution application refused for breaches of the Payment Services Regulations
• 23/07/2015:   Press Release: New Chair of the Financial Conduct Authority’s Practitioner Panel announced today
• 23/07/2015:   Press Release: The Financial Conduct Authority finalises rules on complaints and call charges
• 23/07/2015:   Press Release: FCA to consult on new measures for cash savings account holders
• 23/07/2015:   PS 15/19: Improving complaints handling, feedback on CP14/30 and final rules
• 23/07/2015:   CP15/24: Cash savings remedies
• 21/07/2015:   Final Notice: Sylhet Links Limited
• 20/07/2015:   PRA: CRD IV: Interim LCR Reporting - SS 29/15
• 15/07/2015:   FCA publishes final guidance on concurrent competition powers
• 15/07/2015:   PS 15/18: FCA Competition Concurrency Guidance & Handbook amendments: CP15/01 Feedback, finalised rules & guidance
• 15/07/2015:   FG 15/9: Market studies and market investigation references
• 15/07/2015   FG 15/8: FCA’s powers and procedures under the Competition Act 1998
• 15/07/2015:   Comments due on ESMA Consultation Paper No. 4
• 15/07/2015:   Final Notice: Cancellation imposed upon Andrew Paul Condren
• 15/07/2015:   Final Notice: Cancellation imposed upon John Edward Duncan Field
• 14/07/2015:   FCA Speech: Accountability, from debate to reality (Martin Wheatley, CEO - FCA)
• 14/07/2015:   FCA Speech: Fair & Effective Markets Review (Tracey McDermott, Director of supervision, investment, wholesale & Specialists - FCA)
• 14/07/2015:   CP 15/23: Ring-fencing: Disclosures to consumers by non-ring-fenced bodies
• 13/07/2015:   Final Notice: Cancellation imposed upon Paul Robertson trading as Tony Robertson Insurance
• 13/07/2015:   Final Notice: Cancellation imposed upon The Motorhome Hire Network Limited for breaches of PRIN 11
• 13/07/2015:   FCA Speech: Investor engagement in a changing regulatory landscape (Marc Teasdale, Director Market Oversight - FCA)
• 10/07/2015:   Press Release: The FCA publishes new referral criteria for enforcement investigations
• 09/07/2015:   Press Release: FCA review finds that most mortgage customers get suitable advice but “scope for improvement”
• 07/07/2015: Press Release: Jonathan Davidson appointed new Director of Supervision - Retail and Authorisations
• 07/07/2015:   Press Release: FCA publishes final rules to make those in the banking sector more accountable
• 07/07/2015:   CP 15/22 Strengthening accountability in banking: Final Rules & Consultation on Extending the Certification Regime to wholesale market activities
• 07/07/2015:  PRA PS 16/15: Strengthening individual accountability in banking: responses to CP 14/14, CP 28/14 and CP 7/15
• 03/07/2015:   PS 15/17: Pension Wise - recommendation policy
• 03/07/2015:  PRA PS 15/15: Depositor and policyholder protection - technical amendments
• 03/07/2015:  PRA PS 14/15: Depositor and dormant account protection - the protection limit
• 02/07/2015:   Final Notice: Cancellation imposed upon Oracle Financial Planning
• 02/07/2015:   Press Release: FCA publishes Annual Report for 2014/15
• 01/07/2015:   Effective today: The new rules on Non-Executive Directors, the EX-Post Risk adjustment, and all other new or amended rules will come into force from today. (New Remuneration Rules)
• 30/06/2015:   COREP Taxonomy version 2.3.1, which includes the new templates for Additional Liquidity Monitoring Metrics (ALMM), is now live in GABRIEL. It is effective for reporting period end dates of 30 June 2015 onwards.
• 30/06/2015:  PRA PS 13/15: Regulated fees and levies - rates for 2015/2016
• 25/06/2015:   Press Release: Debt management firms still failing Britain’s most vulnerable consumers, says FCA
• 25/06/2015:   Press Release: FCA discussion paper calls on firms to deliver smarter, effective communications
• 25/06/2015:   TR 15/8: Quality of debt management advice
• 25/06/2015:   DP 15/5: Smarter consumer communications
• 25/06/2015:   FCA Speech: Putting the customer at the centre of the business: is it a long road ahead for the FCA?
• 24/06/2015:   DP 15/4: Developing General Insurance Add-ons Market Study - Remedies: Value Measures
• 24/06/2015:   Press Release: FCA sets out options for measuring value of general insurance products
• 23/06/2015:   Press Release: The PRA and FCA announce new rules on remuneration
• 23/06/2015:   PS 15/15: FCA Regulated fees and levies
• 23/06/2015:   PS 15/16: Strengthening the Alignment of Risk and Reward: New Remuneration Rules
• 22/6/2015:   CP 15/20: Investing in authorised funds through nominees
• 18/06/2015:   GC 15/4 Proposed Guidance on the FCA’s registration function under the Co-operative and Community Benefit Societies Act 2014
• 17/06/2015:   FCA Speech: New priorities for banking reform (Christopher Woolard, Director of Strategy & Competition - FCA)
• 17/06/2015:   Final Notice: Asia Resource Mineral Plc (formerly Bumi plc) fined for breaches of the listing rules
• 17/06/2015:   Final Notice: Eldonian Group Ltd refusal imposed upon for breaches of PRIN 11 and COND in the consumer credit sector
• 17/06/2015:   Press Release: Asia Resource Mineral plc (formerly Bumi plc) fined £4.65m for breaching the Listing Rules
• 17/06/2015:   FCA call for Input: Terms & definitions for services which are linked to payment accounts and subject to fees
• 16/06/2015:   Closing date for responses to CP 15/9 (strengthening accountability in banking: individual accountability)
• 12/06/2015:   PS 15/14: Restrictions on the retail distribution of regulatory capital instruments
• 10/06/2015:   PS 15/13: Guaranteed Asset Protection insurance: competition remedy
• 10/06/2015:   Final Notice: Cancellation imposed upon Abid Hussain for PSR breaches
• 10/06/2015:   Final Notice: FCA imposed a cancellation on Mother Cash Limited for breaches of PSR related to Payment Services Regulations
• 09/06/2015:   Final Notice: Kevin Allen prohibition and public censure imposed for breaches of fitness and propriety
• 08/06/2015:  PRA PS 11/15: CRD IV: Liquidity
• 08/06/2015:  PRA SS 24/15: CRD IV: The PRA’s Approach to Supervising Liquidity and funding risks
• 08/06/2015:   PS15/12: Proposed changes to FCA pension transfer rules, feedback on CP15/7 and final rules
• 05/06/2015:   Final Notice: Lloyds Banking Plc, Bank of Scotland plc and Black Horse Limited fined for unfair treatment of customers
• 05/06/2015:   Press release: FCA appoints new Director of Enforcement and Market Oversight and Director of Risk
• 05/06/2015:   Press Release: Lloyds Banking Group fined £117m for failing to handle PPI complaints fairly
• 05/06/2015:   PS 15/11: Buy to let mortgages implementing the Mortgage Credit Directive Order 2014, feedback and final rules
• 05/06/2015:   CP 15/19: Quarterly Consultation Paper
• 04/06/2015:   Commission extends transitional period to December 2015 for capital requirements for banks’ exposures to CCPs
• 03/06/2015:   CP 15/18: Fair, reasonable and non-discriminatory access to regulated benchmarks
• 02/06/2015:   TR 15/7: Delegated authority: Outsourcing in the general insurance market
• 02/06/2015:   Press Release: FCA says firms not treating delegated authority arrangements as outsourcing in the general insurance market
• 01/06/2015:   Eight convicted for role in unauthorised collective investment scheme
• 01/06/2015: Final Stage of changes to Client Money CASS Rules takes effect
• 31/05/2015:   Reporting Deadline: Foreign Account Tax Compliance Act (FATCA)
• 28/05/2015:   CP 15/17: Capital Resources Requirements for Personal Investment Firms (PIFs)
• 26/05/2015:   Press Release: FCA publishes Decision Notices in respect of three former members of Keydata’s senior management
• 26/05/2015:   Closing date for comments to DP15/03 (MiFID II Approach: Conduct of business & organisational requirements)
• 25/05/2015:   Closing date for comments to CP 15/10 (strengthening accountability in banking: UK branches of foreign banks)
• 25/05/2015:   Closing date for responses to CP 15/13 (General Insurance Add-ons)
• 22/05/2015:   European Commission publishes consultation on EMIR Review
• 22/05/2015:   ESMA publish consultation paper (no. 4) on clearing obligation under EMIR
• 22/05/2015:   MS 15/1: Investment and corporate banking market study
• 22/05/2015:    TR 15/6: Handling of insurance claims for Small and Medium-sized Enterprises (SMEs)
• 22/05/2015:   Closing date for responses to CP 15/4 (whistle blowing in deposit takers)
• 22/05/2015:   Press Release: FCA publishes terms of reference for its investment and corporate banking market study
• 22/05/2015:   Press Release: FCA review highlights gap between insurance claims service and SMEs’ expectations
• 21/05/2015:   Press Release: FCA warns clients of three debt management firms to review their debt
• 20/05/2015:   Final Notice: Barclays Bank Plc fined for breaches of PRIN
• 20/05/2015:   Press Release: FCA fines Barclays £284,432,000 for forex failings
• 20/05/2015:   Final Notice: Paul Reynolds fined and prohibited for breaches of APER and FIT
• 20/05/2015:   Press Release: FCA bans & fines Paul Reynolds £290,344 for misleading and unsuitable advice
• 20/05/2015:   Closing date for responses to CP 15/11 (implementation of Transparency Directive)
• 18/05/2015:   Closing date for CP 15/13 FCA Regulated fees & levies rates proposals 2015/16
• 15/05/2015:   Closing date for responses to CP 15/16 (Approved Persons regime for Solvency II firms)
• 15/05/2015:   Closing date for responses to CP 15/15 (Approved Persons regime for non-Solvency II insurers)
• 15/05/2015:   Closing date for responses to GC 15/1 (risks to customers from performance management at firms)
• 12/05/2015: Final Notice: Noraminvest UK Limited
• 11/05/2015:   Press Release: FCA review reveals shortcomings in the provision of premium finance for general insurance
• 11/05/2015:   TR 15/5: Provision of premium finance to retail general insurance customers
• 08/05/2015:   Closing date for responses to CP 15/12 (Pension wise consumer policy)
• 07/05/2015:   Closing date for responses to GC 15/2 (Guidance on application of ex-post risk adjustment to variable remuneration)
• 06/05/2015:   Closing date for responses to CP 15/6 (consumer credit)
• 05/05/2015:   Closing date for comments to CP 15/8 chapter 3 & 4
• 04/05/2015:   Closing date for comments to DP 15/2 (Transaction Costs Disclosure: Workplace Pensions)
• 29/04/2015:   Press Release: Three charged with Insider Dealing
• 28/04/2015: Press Release: Pardip Saini Sentenced for Failing to Pay Confiscation Order
• 27/04/2015:   FG 15/7: Guidance on financial crime systems and controls
• 27/04/2015:   Closing date for responses to CP 15/5 (Approach to Non-Executive Directors in Banking & Solvency II firms)
• 26/04/2015:   Effective today: Changes to MIPRU 4 effective
• 23/04/2015:   Press Release: Deutsche Bank fined £227 Million for LIBOR and EURIBOR failings and for misleading the regulator
• 23/04/2015:   Press Release: Merrill Lynch International fined £13.2 million for transaction reporting failures
• 23/04/2015:   Final Notice: Deutsche Bank AG fined for  multiple breaches of PRIN
• 23/04/2015:   Final Notice: Moorhouse Group Limited fined for breaches of PRIN related to mis-selling
• 23/04/2015:   Final Notice: Merrill Lynch International fined for breaches of SUP related to transaction reporting in the investment banking sector
• 20/04/2015:   Closing date for comments to DP 15/1 (UK Listing Authority fees)
• 16/04/2015:   Press Release: Tribunal directs FCA to ban former insurance broker Stephen Robert Allen.
• 16/04/2015:   Final Notice: Stephen Allen prohibited for lack of fitness and propriety
• 15/04/2015:   FG 15/6: Multi-lateral Trading Facilities (MTFs)
• 15/04/2015:   Final Notice: The Bank of New York Mellon London Branch fined £126,000,000 for breaches of PRIN 10 and CASS related to client assets
• 15/04/2015:   Closing date for responses to CP 15/7 (Pension Transfer Rules)
• 14/04/2015:   Final Notice: Clydesdale Bank Plc fined for breached of PRIN 6 and DISP in relation to unfair treatment of customers
• 14/04/2015:   Final Notice: Focus Wealth Management LLP authorisation cancelled due to breaches of Principle 11 and TC Threshold Conditions
• 14/04/2015:   Press Release: Clydesdale Bank fined £20,678,300 for serious failings in PPI complaint handling
• 06/04/2015:   Closing date for comments to CP 15/8 chapter 2
• 01/04/2015:   Effective today: Seven more benchmarks come into the scope of regulation
• 01/04/2015:   Effective today: Finalised FSCS Management Expenses Levy Limit (MELL) Proposals (invoices issued from 07/2015)
• 01/04/2015:   Effective today: New Fees Tariff 2015/16 applies for new authorisations and variations of permissions from today
• 31/03/2015:   Final Notice: Arch Financial Products LLP public censure imposed for multiple breaches related to conflicts of interest
• 30/03/2015:   UKLA TN 404.1: Related Party Transactions by close-ended investment funds. Amendment of an existing IMA to cover new money.
• 30/03/2015:   Final Notice: Robert Stephan Addison - fine, withdrawal & prohibition for breaches to conflicts of interest and lack of fitness/propriety
• 30/03/2015:   Final Notice: Kenneth George Carver fined for Market Abuse breaches
• 30/03/2015:   Press Release: Kenneth Carver fined £35,212 for insider dealing
• 30/03/2015:   Press Release: Banking complaints up as total complaints fall by 7%
• 30/03/2015:   PS 15/10: MIPRU Chapter 4 simplification: Feedback on CP 14/28 and final rules
• 30/03/2015:   GC 15/3: Primary Market Bulletin No. 11
• 30/03/2015:   FG 15/5: Primary Market Bulletin Nos. 8 and 9
• 27/03/2015:   Press Release: Ryan Willmott sentenced to 10 months imprisonment for insider dealing
• 27/03/2015:   PS 15/9: Implementation of the Mortgage Credit Directive and the new regime for second charge mortgages (Feedback & final rules)
• 27/03/2015:   PS 15/8: Solvency II
• 27/03/2015:   CPP card and identity protection compensation scheme closure
• 27/03/2015:   CP 15/16: Changes to the Approved Persons Regime for Solvency II firms
• 27/03/2015:   CP 15/15: Changes to Approved Persons Regime for insurers not subject to Solvency II
• 26/03/2015:   Press Release: FCA consults on 2015/16 fees for regulated firms
• 26/03/2015:   Press Release: FCA asks firms for their views on MiFID II implemenation
• 26/03/2015:   GC 15/2: General guidance on the application of ex-post risk adjustment to variable renumeration
• 26/03/2015:   MS 14/3: Retirement income market study
• 26/03/2015:   DP 15/3: Developing our approach to implementing MiFID II conduct of business and organisational requirements
• 26/03/2015:   PS 15/7: Feedback and poicy statement on CP 14/21 in relation to joint sponsor proposals
• 26/03/2015:   Press Release: The journey to a sustainable credit market
• 26/03/2015:   Press Release: FCA publishes final retirement income market study report
• 25/03/2015:   FCA wins appeal case against Capital Alternatives
• 25/03/2015:   CP 15/13: General Insurance Add-ons Market Study - Proposed Remedies
• 25/03/2015:   Press Release: FCA proposes an end to opt-out selling insurance add-ons
• 25/03/2015:   CP 15/12: Pensions Wise - recommendation policy
• 24/03/2015:   FCA’s Business Plan 2015/16
• 24/03/2015:   Press Release: FCA publishes its Business Plan for 2015/16 and announces details of new supervision and authorisation division
• 23/03/2015:   Press Release: As new pension freedoms arrive be ScamSmart
• 20/03/2015:   Final Notice: Alpha Accident Claims Limited permissions cancelled by FCA for Threshold Conditions and PRIN 11 failings
• 20/03/2015:   CP 15/11: Implementation of Transparency Directive plus other Disclosure & Transparency Rule changes
• 20/03/2015:   Final Notice: Lloyd Arnold Pope Probition and fine for missellling, conflicts of interest and fitness & propriety failings
• 20/03/2015:   Final Notice: Censure, withdrawal & prohibition given to Peter Charles Legerton for misselling, conflicts of interest & FIT failings
• 20/03/2015:   Press Release: FCA bans and fines two individuals for pension advice failings
• 19/03/2015:   Press Release: Former senior trader sentenced for insider dealing
• 19/03/2015:   Final Notice: Alberto Micalizzi prohibition & fine for breaches of APER 1 related to client money/assets and lack of fitness/propriety
• 19/03/2015:   Final Notice: Glocal Capital Partners Ltd cancellation for breaches of threshold conditions
• 19/03/2015:   TR 15/4: Governance over mortgage lending strategies
• 19/03/2015:   Closing date for responses to CP 15/3 (Buy to let mortgages)
• 17/03/2015:   Press Release: FCA bans former Rabobank trader, Paul Robson, following LIBOR fraud conviction
• 17/03/2015:   Final Notice: Paul Robson prohibition for breaches of FIT related to lack of fitness and propriety
• 16/03/2015:   Press Release: FCA confirms approach improving responsibility and accountability in the banking sector
• 16/03/2015:   GC 15/1: Risks to customers from performance management at firms
• 16/03/2015:   CP 15/10: Strengthening accountability in banking: UK branches of foreign banks
• 16/03/2015:   CP 15/9: Strengthening accountability in banking: a new regulatory framework for individuals
• 13/03/2015:   Press Release: FCA confirms approach for financial promotions in social media
• 13/03/2015:   Press Release: FCA fines & prohibits Stephen Bell, former director of network Financial Group, from performing compliance oversight
• 13/03/2015:   Final Notice: Stephen Edward Bell prohibition and fine for breaches of PRIN 3 and FIT
• 13/03/2015:   Press Release: Former chief executive of Gracechurch Investments stockbroker firm fined £450,000 and banned
• 13/03/2015:   Final Notice: Sam Thomas Kearnery prohibition and fine for unfair treatment of customers, mis-selling and lack of fitness/propriety
• 13/03/2015:   FG 15/4: Social media and customer communications: The FCA’s supervisory approach to financial promotions in Social Media
• 12/03/2015:   Press Release: FCA finds current account switching service working for consumers
• 11/03/2015:   OP 10: Message received? The impact of annual summaries, text alerts and mobile apps on consumer banking behaviour
• 10/03/2015:   PS 15/6: Bringing additional benchmarks into the regulatory and supervisory regime
• 10/03/2015:   Press Release: Payday lenders failing customers in arrears
• 10/03/2015:   PRA Administration instruments
• 10/03/2015:   TR 15/3: Arrears and Forbearance in High-Cost Short-term Credit
• 06/03/2015:   CP 15/8: Quarterly Consultation Paper No.8 - Amends to CASS and CONC; Remuneration Reporting; Changes for AIFMs & depositaries
• 06/03/2015:   Press Release: Phillip Boakes sentenced to 10 years for defrauding investors following FCA prosecution
• 06/03/2015:   Press Release: Tribunal partly upholds the FCA’s decision to fine Tariq Carrimjee for assisting a client to commit market abuse
• 05/03/2015:   Final Notice: Anthony Rendell Boyd Wills fined £19,600 for breaches of APER4 failure to be open and cooperative with the FCA
• 05/03/2015:   Final Notice: Michael John Allin fined £9,900 for beaches of APER4 failure to be open and cooperative with the FCA
• 05/03/2015:   OP 9: Two plus two makes five? Survey evidence that investors overvalue structured deposits
• 05/03/2015:   Press Release: Consumers struggling to understand structured products as FCA calls for improvements from firms
• 05/03/2015:   TR 15/2: Structured Products: Thematic Review of Product Development and Governance
• 05/03/2015:   Final Notice: Bank of Beirut fined and placed on restriction for breaching PRIN 11 related to financial crime risks
• 05/03/2015:   Press Release: The FCA imposes £2.1m fine and places restriction on Bank of Beirut after it misled the regulator
• 04/03/2015:   Press Release: FCA publishes consultation on pension transfers
• 04/03/2015:   CP 15/7: Proposed changes to the pension transfer rules
• 04/03/2015:   Statement on EBA guidelines on remuneration policies for public consultation
• 03/03/2015:   Press Release: Former Group Treasurer and Head of Tax at Morrisons plc sentenced to 12 months for insider dealing
• 02/03/2015:   Press Release: Final rules for charges in workplace pension schemes published
• 02/03/2015:   DP 15/2: Transaction Costs Disclosure: Improving Transparency in Workplace Pensions
• 02/03/2015:   Press Release: FCA and DWP publish call for evidence on transaction costs
• 02/03/2015:   PS 15/5: Final rules for changes in workplace personal pension schemes and feedback on CP 14/24
• 27/02/2015:   Press Release: FCA publishes rules on retirement risk warnings
• 27/02/2015:   PS 15/4: Retirement reforms and the guidance guarantee
• 27/02/2015:   PRA CP 8/15 Engagement between external auditors & supervisors. The PRA’s disciplinary powers over external auditors & actuaries
• 26/02/2015:   Press Release: Former Logica Plc Manager - Ryan Willmott - pleads guilty to insider dealing
• 24/02/2015:   Final Notice: Aviva Investors Global Services Ltd fined for unfair treatment of customers and governance failures
• 24/02/2015:   CP 15/6: Consumer credit - proposed changes to rules and guidance
• 24/02/2015:   Press Release: FCA fines Aviva Investors £17.6m for systems & controls failings resulting in failure to manage conflicts of interest
• 24/02/2015:   Competition Concurrency Consultation Breakfast Forum Announced
• 23/02/2015:   Press Release: FCA sets out approach to Non-Executive Directors and the Senior Managers Regime
• 23/02/2015:   CP 15/5: Approach to Non-Exec Directors in Banking and Solvency II firms & Responsibility of Senior Managers in banking firms
• 23/02/2015:   PRA CP 7/15: Approach to Non-Exec Directors in Banking & Solvency II Firms & Responsibility of Senior Managers in Banking
• 23/02/2015:   CP 15/4: Whistleblowing in deposit-takers, PRA-designated investment firms and insurers
• 23/02/2015:   Press Release: FCA challenges firms to review approach to consumer vulnerability
• 20/02/2015:   DP 15/1: UK Listing Authority fees: covering the cost of regulation
• 19/02/2015:   Press Release: FCA to investigate competition in investment and corporate banking services following wholesale markets review
• 19/02/2015:   FS 15/2: Wholesale sector competition review 2014-15
• 19/02/2015:   FS 15/1: Discussion on the use of dealing commission
• 18/02/2015:   Final Notice: Paul Christopher Ridden permission cancelled for breaches of FIT, related to threshold conditions
• 18/02/2015:   TR 15/1: Asset management firms and the risk of market abuse
• 17/02/2015:   Final Notice: Michael Banks application refused for breaches to TC related threshold conditions
• 12/02/2015:   Final Notice: LAFM Ltd permission cancelled for breaches of Principle 11
• 11/02/2015:   Press Release: Former Group Reportings & Financial Planning Manager for Logica Plc appears in court for insider dealing
• 06/02/2015:   Effective today: TRUP v3.1 (section exceptions - 7.5 Trading Capacity, 7.18.2 INTERNAL and 9.1 Internal Transactions)
• 06/02/2015:   Final Notice: FCA grants PricewaterhouseCoopers LLP’s application for limitation and restriction of sponsorship services
• 06/02/2015:   Press Release: New Chairs of the FCA’s Practitioner Panels
• 06/02/2015:   FG 15/3: Version 3.1 of the Transaction Reporting User Pack (TRUP)
• 05/02/2015:   Final Notice: Andrew Baxter trading as Wealth Management authorisation cancelled
• 05/02/2015:   CP 15/3: Buy-to-let mortgages: implementing the Mortgage Credit Directive Order 2015
• 04/02/2015:   PS 15/3: Independent Governance Committees for providers of workplace personal pension schemes
• 04/02/2015:   Press Release: FCA confirms final rules for independent governance committees
• 30/01/2015:   FG 15/2: Primary Market Bulletin number 10
• 30/01/2015:   Press Release: Alex Hope sentenced for defrauding investors & operating an unauthorised collective investment scheme
• 30/01/2015:   Press Release: Raj Von Badlo sentenced for making false representations to investors
• 30/01/2015:   Final Notice: 15/1 Consumer credit application refused for lack of fitness and propriety
• 30/01/2015:   Press Release: FCA gather evidence on how PPI complaints process is working
• 30/01/2015:   PRA CP 4/15: Depositor, dormant account and policyholder protection - amendments
• 27/01/2015:   Press Release: Compensation package agreed for consumers sold card security products
• 26/01/2015:   Final Notice: Leadgen (UK) Ltd authorisation cancelled for breaches of Principle 11
• 26/01/2015:   Press Release: FCA introduces additional protection for consumers ahead of pension freedoms
• 23/01/2015:   PRA CP 3/15: Solvency II: Applying EIOPA’s Set 1 Guidelines to PRA-authorised firms
• 22/01/2015:   FG 15/1: Retail investment advice: Clarifying the boundaries and exploring the barriers to market development
• 22/01/2015:   The retrospective application of rules: feedback on calls for examples
• 22/01/2015:   Final Notice: David Caplin fined £210,000 and prohibited from holding any Significant Influence function
• 22/01/2015:   Final Notice: Jeremy Kraft fined £105,000 and prohibited from holding any Significant Influence function
• 22/01/2015:   Press Release: Two former senior executives of Martin Brokers fined and banned for LIBOR compliance failings
• 20/01/2015:   Final Notice: Reckitt Benckiser Group Plc fined for breaches of LR and DTR related to listing rules breaches
• 20/01/2015:   Press Release: FCA fines Reckitt Benckiser £539,800 for listing rule failures
• 20/01/2015:   MS 14/2: Cash savings market study - final findings published
• 20/01/2015:   Press Release: Tribunal upholds the FCA’s decision to censure Arch Finacial Products and fine and ban two partners
• 20/01/2015:   Press Release: Consumers with cash savings need better information
• 19/01/2015:   PRA CP 1/15: Assessing Capital Adequacy under Pillar 2
• 19/01/2015:   CP 15/2: Financial Services Compensation Scheme Management Expenses Levy Limit 2015/16
• 19/01/2015:   PRA CP 2/15: FSCS Management Expenses Levy Limit 2015/16
• 16/01/2015:   PS 15/2: The Recovery and Resolution directive
• 15/01/2015:   CP 15/1: FCA competition concurrency Guidance and Handbook amendments
• 14/01/2015:   Final Notice: Alina Business & Financial Services Ltd authorisation cancelled
• 13/01/2015:   Final Notice: Execution Noble & Company Ltd fined for listings rules breaches and failing to be open and cooperative with the FCA
• 09/01/2015:   Press Release: Unauthorised Forex Investment Fraudster Convicted
• 06/01/2015:   Press Release: FCA fines Execution Noble & Company Ltd £231,000 for failings as a sponsor
• 02/01/2015:   PS 15/1: Transparency directive requirements for reports on payments to governments

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